ISO 16609:2022

International Standard   Current Edition
· Approved on 02 August 2022 ·

Financial services — Requirements for message authentication using symmetric techniques

IT applications in banking
Including automatic banking facilities

ISO 16609:2022 Files

null Pages
Current Edition

ISO 16609:2022 Scope

This document specifies procedures, independent of the transmission process, for protecting the integrity of transmitted financial-service-related messages and for verifying that a message has originated from an authorized source, or that stored data has retained integrity. A list of block ciphers approved for the calculation of a message authentication code (MAC) is also provided. The authentication methods defined in this document are applicable to stored data and to messages formatted and transmitted both as coded character sets or as binary data.

This document is designed for use with symmetric algorithms where both sender and receiver use the same key. It does not specify methods for establishing the shared key. Its application will not protect the user against internal fraud perpetrated by the sender or the receiver, nor against forgery of a MAC by the receiver.

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